Self Directed IRA's & Other Investments

Take control of your investments

If you’re not earning the return you want on your investment dollars, your money is not working hard enough for you.


IRA’s and pensions to build wealth

Texas Re Investors Group is dedicated to providing
 our private lenders and investors the best investment opportunities. If your retirement accounts, stock market accounts, IRAs etc are not performing to your expectations and you would like to grow them beyond current rates while being secured with real estate please join our private investors lending club.


What is a Private Loan and how does the Private Money Lending program work?

It is a loan made to a real estate investor that is secured by real estate. Private Money Loan Investors are typically given a first or second mortgage that secures their legal interest in the property thus securing their investment.

We are not talking about high Loan-To-Value (LTV) ratios the banks and savings and loan institutions make on homes. We typically employ low LTV ratios to our Private Lenders to increase security of the loan.

Our standard LTV ratios are usually between 70% -80% of the value of the property securing the loan. This means additional security on the investment.

For example, if a property is valued at $100,000, our Private Lender would usually not loan more than $80,000 dollars on the property. That’s a 80% loan-to-value ratio. You have 20% equity from the start. We will put in any money required for renovation above 80% value. Its called having a skin in the game.

Safer Approach than Conventional Lending

Every investment has its risk including conventional lending. This is obviously a safer approach from that taken by conventional lenders. These banks get into trouble because they make loans at a 90%, 95%, or even 100% loan-to-value ratio leaving them no equity for transfer costs, if they are ever forced into a position where they have to take back the collateral property.

It is in the private money lender’s best interest to minimize risk and maximize return and this is why private loans should not be made without a 20%+ safety net.

Better than Stock Market –

In spite of Real Estate market down turn savvy investors stuck with this kind of investment for a reason. When you buy stocks in the market you don’t have any secure asset except the good will of the company. If company crashes (remember Enron, GE?) you can lose most of your investment or even 100%. With real estate investment you have a solid asset securing your investment. During the worst time real estate only lost max 40% of its value in places like California and Arizona. And most of them gain their values back. So even in the worst scenario investors still had 60% of the value of the investment. And values are back up in both those places.

Investing in Texas

Texas properties fared well even during the economic collapse. Houston market saw a dip and The Woodlands saw a slight dip - impact of economic downturn. But over all we fared well in the downturn economy.

Texas job market and economics is doing well and is best in the nation right now - which is causing mass influx of people from other states to come here for job opportunities. All these people need place to live. Rents have increased all over Houston area so have the property prices.

It’s a great time to invest in real estate in Texas.

If you would like to grow your investment and would like to join our private investor’s club please fill out the Investor Qualifying Application. 

Please email us to request the "Investor Qualifying Application".

Thanks

Some Examples of Conventional Investments-

T-bills

CD s

Banks

Money market Accounts

Mutual funds

Dow Jones

IRAs

Have you checked the returns on these kinds of investments lately?

info@TexasREInvestors.com

Call - 832-277-3577


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